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The loan could be modified and a Change of Terms Agreement signed in order to release the old tractor and then add the new one. We do collateral swaps all the time but yes, both the bank and the borrowers would sign a new agreement. TB is right too; the actions of a borrower can trigger...

I would guess the equipment was used in lieu of a down payment. I've had to do this a couple of times to get the loan to an adequate loan to value for approval.

I am a loan officer and I would let you go buy a new tractor with insurance monies and then file a UCC on the new one. We would want to be loss payee on it then with your insurance company.

Prayers sent GB.

Prayers to your family GB.

I sorted two heifers out for my son last year that were around 550lbs. You talk about a work out. I haltered them 6 or 7 times and ended up having to have knee surgery (unrelated injury) and the project was cut short. My nephew called the other day wanting to buy a 4H steer from me. I don't...

I don't care for it. I lost an hour of light after I get off work. I can get up early and get some stuff done but getting the kids ready and to school is my duty so I can't get to work any earlier than 7:30 which pushes quitting time to 4:30ish. If it's not nasty I try and feed at the farm on...

Thank you to all for your service.

Boy went as a ghost off of Charlie Brown with just a sheet and eye holes and girl was a "dark or fallen" angel she said. They had fun.

:lol: , no kidding. I was doing the same thing last night.

No more disrespectful to me but definitely equal. Every meeting or board needs a good leader to keep people on track. At my church board meeting last night we must have ran a hundred rabbits. I don't need a gossip session either; get down to business and get the heck out.

Could be something as simple as sunburn as well. We generally buy yorks for our 4H pigs and these pigs have never seen the outside of a building. We have one every year that gets burned and acts the same as your describing for a short period of time.

My mother has bought each grandkid 2 I think.

Prayers sent.

Prayers sent.

I work for a community bank as a lender. Each day is something new. I do enjoy my job but sure get tired of riding this desk at times. As Dad says though, I'm warm in the winter and cool in the summer. It does have its perks.

If you were on the other side of TN I've got a buddy that would take them. He collects a trailer load and sends them to somebody in OK.

Won't help you but lots of ropers around here that would be chomping at the bit to catch him. I'd borrow a dart gun and tranq him and drag him on a better trailer if I couldn't get cowboys after him.

Friend's Grandpa was a Busch beer enthusiast. At his celebration of life gathering there where old wash tubs with iced down Busch. He was a fine guy and many gathered and had a Busch for Ray.

TB's getting old and forgetful TT. :lol: :mrgreen: