Good young friend up the hill runs a logging & sawmill operation. It's still dangerous business.
About 2 months ago, his partner had a tree fall on and and bugger up his foot & ankle... Henry had to cut the tree off of him. The next day, Henry was limbing up a tree he'd felled... limb under tension popped back and broke his tibia.
He had no medical insurance, and they only carry Workman's Comp on their one employee... because logging is so dangerous, and it's such a small pool... their WC premium is $9/hour; that on top of the $10-12/hr he already pays the employee. He was back at work way sooner than I would have been... but he's got bills to pay.
Was thinking about the 'white privilege' deal yesterday, while picking berries. I suspect that some of my Washington ancestors, back around GW's time may have owned some slaves, but none that I'm aware of any latter than that... most were just hardscrabble farmers (or outlaws!). My grandparents on both sides lost everything in the Great Depression, and were sharecroppers... but managed by scrimping and saving to put all their kids through college(first generation to go), and buy small farms. All my uncles served in WWII, and one was killed in combat. Were they more 'privileged' than black folks in south Alabama at the time? Yeah, without a doubt. But I have no guilt about 'white privilege'... nothing was handed to them, and my wife and I pretty much worked for everything we've got, as well.