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Non-Cattle Specific Topics
Coffee Shop
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<blockquote data-quote="Son of Butch" data-source="post: 1709932" data-attributes="member: 14585"><p>Avoiding withdrawal from a Roth IRA is a big deal.</p><p>Delaying, increases ss benefits 0.39 - 0.5% per month = 4.7-6% per year</p><p>less in the early years and 6% in the later years.</p><p>If filing early allows you to grow Roth IRA more than that you're ahead.</p><p></p><p>SS rules change and usually not to your advantage.</p><p>In the good ole days, my sister was able to file at 62 while her husband worked to 70 and then file on his benefits for full retirement when he retired.</p><p>But ss rule change has eliminated that option.</p></blockquote><p></p>
[QUOTE="Son of Butch, post: 1709932, member: 14585"] Avoiding withdrawal from a Roth IRA is a big deal. Delaying, increases ss benefits 0.39 - 0.5% per month = 4.7-6% per year less in the early years and 6% in the later years. If filing early allows you to grow Roth IRA more than that you're ahead. SS rules change and usually not to your advantage. In the good ole days, my sister was able to file at 62 while her husband worked to 70 and then file on his benefits for full retirement when he retired. But ss rule change has eliminated that option. [/QUOTE]
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