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National Health Care

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ChrisB2

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I have been wondering about medical care in other countries, timing of my question might not be the best but I've been curious about this for a while.

Two scenarios: First one is a child has cancer. In the U.S. the familycould likely max out their insurance coverage and the family may struggle to continue paying the medical bills. I don't thunk the child would ever be turned away from treatment but the family will struggle financially for who knows how long.

Second scenario is a car accident leaves a person with hundreds of thousands of dollars of medical bills. Auto insurance companies file lawsuites against the person who caused the accident to make their insurance company pay and when that money runs out more lawsuits may be filed against the individual.

Would these cases be handled differently in cou tries with nationalhealth care? Do families face financial pressure like mentioned above or is everything covered so those worries do not exist. Do people still need big insurance policies for accidents and unforseen illnesses?
 

drycreek

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If you can afford the insurance you still have it and as far as medical you get on a waiting list and they might get to you eventually.
 
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ChrisB2

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If you can afford the insurance you still have it and as far as medical you get on a waiting list and they might get to you eventually.
So they still have to pay for health insurance? I should have googled first. Looks like in Canada they get vision and dental much the same way we do in the U.S.
 
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Silver

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Here we no longer get a bill in the mail for medical insurance. It is funded through taxation.
If you want coverage that is not included in the "free" version, you need to buy extended coverage through a third party.
 
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ChrisB2

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If you think that the government controlling everything and taking care of you is a good thing ask and Indian his opinion of how that will work.
Actually My wife and I have great insurance that I would like to keep. Just wondering how it works is all. Just really have never heard reasons why it is so bad other than a lot of dems are for it.
 
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ChrisB2

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Here we no longer get a bill in the mail for medical insurance. It is funded through taxation.
If you want coverage that is not included in the "free" version, you need to buy extended coverage through a third party.
So what happpens in the two instances in my original posts? Everything is covered?
 

Silver

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So what happpens in the two instances in my original posts? Everything is covered?
Scenario 1: The child would get the care covered under our system. There may be some things that aren't covered, possibly some of the medications depending on if the prescribed medicines are on the list of covered medications or not.

Scenario 2: You would be covered by the medical. I stand to be corrected but I think the medical system would go after the vehicle insurer of the vehicle at fault to recoup expenses.

For injuries and unforeseen illnesses you need to get insured for the coverage you want. Generally in the form of a life insurance policy with illness / injury aspects. Our medical system does not cover loss of income because of injuries or illness.
 

Lee VanRoss

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With control of the Executive and Legislative branches in liberal hands we can be sure of changes we may not like,
'' unless you are an illegal, government leech, or any of the spaches feeding from the government trough...
 

Brute 23

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You will pay for it one way or another. Look at the tax rates for those countries.

Check with some veterans and people in the govt nursing homes on how well they are ran.
 

sim.-ang.king

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You will pay for it one way or another. Look at the tax rates for those countries.

Check with some veterans and people in the govt nursing homes on how well they are ran.
Some will claim theirs is still cheaper, but that's only because the US is subsidizing the drug cost by paying pharma triple what other countries pay.
 

wbvs58

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Our system is a bit like Canada's from the sound of it. The so called "free" system is funded by a levy on taxpayers. When I go to the doctors I pay the bill and then get a rebate from the government back into my account for a portion of it which seems to get less and less all the time. Their is a safety net which when you exceed it in a calendar year you then get most of it back. I also have private cover so if I need hospital care like my knee replacement I can get it done when I choose through private specialists and hospitals without going onto big waiting lists in the public system. For emergency and urgent problems you do get prompt treatment in the public system.
I don't really understand it all, I just go along and swipe my card when I need to go.

Ken
 

Redgully

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Im not sure of the other states in Australia but when we pay for our drivers license there is third party insurance plus recently injury protection insurance included in cost so if you are injured and need life long care will be covered. As Ken says, there is public and private medical care. Basically if you need medical attention in a hospital it is free and out of hospital procedures covered by medicare you pay and recieve a rebate, not sure on percentage but guessing around 60-70% and that differs on age and disabilities etc. You can take out private insurance which covers extra services and gives you the choice of what dr you want, what hospital etc. If you have private insurance you can still elect to go through the public health system. The problem with public is you have to go on waiting lists. Urgent cases are seen first but elective cases can take ages. For instance our son burst his ear drums and needed grommets, we saw dr and he worked in private and public hospitals. Public was 9 month wait which can get delayed. We chose private and he was in two weeks later. One of our friends was in similar situation, with covid adding to wait times her son has been 18 months waiting for grommets. He nearly lives on antibiotics.
 

Brute 23

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That doesnt sound like any thing I want to be a part of.

I have no problem with chipping in to help those who are truly in need. The problem is the govt is unable to manage any programs like that and that has been proven over and over again.
 

SmokinM

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A 30-40% copay sounds very affordable for everyday citizens. So you pay the Govt for sh*$&ty healthcare then keep private insurance to take up the slack or keep you from dying while you wait for service. Seems like a great plan I cant understand why I haven’t wanted public healthcare sooner! Jeez!
 

Brute 23

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I have a cash dr. I pay a very low cash amount for myself and my son every month to be member or wha ever. You get free visits, consulting and all kinds of other perks. He will even make house calls. Each patient is allowed like 45min per visit. He can actually get blood work and a lot of things done cheaper than insurance because all the businesses he deals with he pays cash, because we pay cash, and get cheaper rates... along with super quick service. No insurance mandated bs. If you dr wants it ad you want it you got it.

Its designed to use it for a lot of day to day type stuff the you can carry a super high deductible, cheap plan to cover major medical issues.

My parents are also with the same dr.

It's amazing how great things can be when you take the bureaucracy out of it.
 

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