Hard Pill to Swallow

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I would like some input on bringing home the cows and calves. Normally I bring them home mid October and wean November 1st. I was thinking that maybe I should bring them home earlier this year to give those orphaned calves a little more time on grain before I take them to the sale. Is that a good idea or not? Although it would probably only be a couple weeks earlier.
 
Just reading this makes me cringe. I feel for you, seems like deja vu.

I am no expert by any means but have had a battle once with a big corporation and having an old friend of the family who was a lawyer helped. His advice to me was that the little guy can never beat the big guy in court because he will run out of money for fees before the big guy gets out of bed, but if you have insurance, let them handle it for you. You aren't out any money for attorney fees and the insurance companies have the best attorneys money can buy. I contacted my insurance company and they were thrilled to take on the big guy. Didn't have to though, after the insurance company's lawyer contacted them, it was settled within a couple of weeks. And I didn't have to file a claim to get them to do it and was out nothing for attorney fees.
 
CowboyRam said:
I would like some input on bringing home the cows and calves. Normally I bring them home mid October and wean November 1st. I was thinking that maybe I should bring them home earlier this year to give those orphaned calves a little more time on grain before I take them to the sale. Is that a good idea or not? Although it would probably only be a couple weeks earlier.
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I would bring the orphan calves home and get them on some creep feed and high quality grass hay. They shouldn't be very far behind the calves weaned in the fall (and maybe not behind at all) if they get fed right.
 
Twisted said:
Just reading this makes me cringe. I feel for you, seems like deja vu.

I am no expert by any means but have had a battle once with a big corporation and having an old friend of the family who was a lawyer helped. His advice to me was that the little guy can never beat the big guy in court because he will run out of money for fees before the big guy gets out of bed, but if you have insurance, let them handle it for you. You aren't out any money for attorney fees and the insurance companies have the best attorneys money can buy. I contacted my insurance company and they were thrilled to take on the big guy. Didn't have to though, after the insurance company's lawyer contacted them, it was settled within a couple of weeks. And I didn't have to file a claim to get them to do it and was out nothing for attorney fees.
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Unfortunately my cows are not insured.
 
cowman82 said:
i think he means to call your home owners insurance... you should have some type of liability policy for your farm. call your agent and talk to them about it.
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If he just has a home owners insurance then I highly doubt they will touch anything farm related with a 100 foot pole.

At least around here a person needs to buy a specific farm policy and choose your level of liability. Even at that if my cows get hit by a semi the insurance pays for the semi but nothing to do with my lost cows... that kind of coverage costs extra.
 
chevytaHOE5674 said:
If he just has a home owners insurance then I highly doubt they will touch anything farm related with a 100 foot pole.

At least around here a person needs to buy a specific farm policy and choose your level of liability. Even at that if my cows get hit by a semi the insurance pays for the semi but nothing to do with my lost cows... that kind of coverage costs extra.
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I don't think our farm policy covers the cows, but maybe I should check to see.
 
CowboyRam said:
I don't think our farm policy covers the cows, but maybe I should check to see.
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Might want to ask your agent. In a case like this they might cover legal representation. Who the hell knows with insurance today? Most of the time they seem to be ducking every possible responsibility, but once in a while they come across with something unexpected...
 
Came to an agreement with the railroad today. They are not going to pay the amount of what a bred cow would cost me come fall. Just going to pay what an open cow is worth today, and those cows that are still missing I'm not going to get anything for them. So them and the missing bull are a total loss.
 
CowboyRam said:
Came to an agreement with the railroad today. They are not going to pay the amount of what a bred cow would cost me come fall. Just going to pay what an open cow is worth today, and those cows that are still missing I'm not going to get anything for them. So them and the missing bull are a total loss.
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Lawyer?

I hate that word but I recognize there are times they are a necessity.
 
Travlr said:
Lawyer?

I hate that word but I recognize there are times they are a necessity.
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I thought about that, but by the time I pay the lawyer I will probably end up with the same, maybe less. Besides the railroad could drag this out for a long time if I do, and that is not going to do me any good. It would be David vs Goliath, but I don't have no sling or stone to throw. Might as well take my lumps now other than later.
 
Lawyer can argue the law, but the facts are only what you can prove. Missing cows and cows that may have been bred, but not preg checked bred aren't proven losses. The loss in weight or value on calves that became orphans and the hassles of dealing with orphan calves should be a part of the damages.
 
CowboyRam said:
I thought about that, but by the time I pay the lawyer I will probably end up with the same, maybe less. Besides the railroad could drag this out for a long time if I do, and that is not going to do me any good. It would be David vs Goliath, but I don't have no sling or stone to throw. Might as well take my lumps now other than later.
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I'd be fighting mad... But it's your deal so all I can do is wish you the best.
 

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