HerefordSire":cu0n5lkk said:
[/i] If the sale barn check is wrote on a different bank than your checking account, make sure you go to the bank the check is written on and cash it, then deposit with your bank. Alternatively, you may want to get a cashiers check from the bank the check was written on. This strategy may prevent you bank from holding the funds for 10 days, depending on how inflential you are.[/i]
Several banks in my area will charge anywhere from $3.00 to $5.00 to cash a check at the bank the check is written on
if you don't have an account with that bank. Many banks in my area aslo charge a small fee for a cashiers check.
I have never had a check bounce from the market/barn where I have sold my animals. The bank I have my account with has never given me a hard time about cashing the checks. Most of the time I just deposit the check anyhow.
BUT I think I understand the message, to protect what little money we get from loss. I will say, there is one sale barn in my area, that if a person does sell through them, I would suggest they follow your suggestion.
Katherine