GMN
Well-known member
We are in the same boat, house or modular. A Modular with a full basement will have the same insurance rates as a house, as long as it is not considered moveable it is a house. I really wanted to build about 4 years ago, just didn't work out, and now, I'm leaning towards a modular, because its easier to get into faster, and may be less expensive than a house, then on the other hand, a house is a house can't get better than that! So really I am no help at all.