Yesterday I text a pic. to the vet and finally heard back from him this morning and he said it was a Fungus... the cure would be 1 cup of bleach - 4 cups of water once a week. Thanks everyone for your input! The ? I forgot to ask was how & why.
It looks like 'something' laid eggs under/on the skin, eggs hatched, larvae ate their way through the skin and dropped off animal, changed into a 'something" and flew away to repeat the cycle elsewhere
Few is the number who think with their own minds and feel with their own hearts. Albert Einstein