Neighbor's cattle profits

[Dave]

The trouble is that they are trying to reform health insurance while doing nothing to help reduce the cost of health care. The increase in health care cost is what has driven up insurance cost. Tort reform would be a good place to start. The average OG/GYN is paying over $2,000 a day in malpractice insurance. That is before they open the doors, pay the rent, the help, turn on the lights, pay themself, etc. That cost has to be turned over to their patients. Does the doc see 40 women in a day? That is $50 each just to pay the malpractice insurance. Of course the patients health insurance has to pay that which causes health insurance rates to go up.

[highgrit]

Should people that drink, smoke, dip , and or do drugs be able to get health insurance?? And have my tax dollars help pay for their treatment. I say NO. Make a federal sales tax, with no loop holes and everyone will pay their fair share.
It's to simple and the lawyers won't go for it.

[JSCATTLE]

Should people that drink, smoke, dip , and or do drugs be able to get health insurance?? And have my tax dollars help pay for their treatment. I say NO. Make a federal sales tax, with no loop holes and everyone will pay their fair share.
It's to simple and the lawyers won't go for it.

I agree with a sales tax and do away with income tax . If you make it you will spend it . Even those on food stamps and welfare will have to pay the sales tax .

[J&D Cattle]

The trouble is that they are trying to reform health insurance while doing nothing to help reduce the cost of health care. The increase in health care cost is what has driven up insurance cost. Tort reform would be a good place to start.

You hit the nail on the head. This is a bandaid instead of a solution and a be nice poor one at that. The real problems have not been addressed at all. Look at our judicial system and the BS lawsuits that get awareded. I am in the insurance business and unfortunately have to deal with this mess on a daily basis. I tell my clients when talking about liability limits and coverages that a jury of their peers could decide their fate. I then ask them how many idiots they know. We all need to take responsibility for our own actions and lives. People need to quit sitting around on their rears waiting for my tax dollars to bail them out.

[J&D Cattle]

Should people that drink, smoke, dip , and or do drugs be able to get health insurance?? And have my tax dollars help pay for their treatment. I say NO. Make a federal sales tax, with no loop holes and everyone will pay their fair share.
It's to simple and the lawyers won't go for it.

What about the millions of overweight people that could simply eat healthier and exercise to avoid countless health problems. Charge them health premiums by the pound. That would wake their a$$es up.

[CottageFarm]

The #1 factor in the rise in health care costs and insurance rates is Gov't intervension.
When the passed HIPPA in '97 (98 maybe), they said it was to make sure everyone could afford to keep insurance. Well, guess what happened, rates increased an average of 20% overnight and annual increases continued at that same rate. And for people who were eligible for COBRA, most couldn't afford the premiums anyway.
We had 10 employees at the time and we provided 100% coverage for them and 50% coverage for their dependents. Overnite, our premiums ( for a very good plan) went from $125/mo per person, flat rate, to $95 - $300 depending on age and gender. My own rate more than doubled to $280/mo. I dropped ins for me. I was in my 30's, very healthy with no plans for children.
Care to guess what I did after about a year of that? If you guessed that I dropped the plan all together you're spot on. Gave everyone one a raise, and we no longer offered health insurance.


MF--your friend has a lousy plan, I don't care who it's with. After meeting the deductible, he should have very little or no out of pocket expenses. Most plans have a fairly low out of pocket cap that would be no were near $12,000/yr. And, I don't want this to sound too harsh, but maybe they should reconsider some of the recommended treatments. It's important to always remember, that Health Care providers are in business, to make a profit. Sometimes things are recommended to increase their bottom line, sometimes to practice CYA medicine. It's up to each one of us to take control of our own health and play an active role in determining our own treatment.

As to the # of people who bankrupt because of cancer or other major heath issues, it has far more to do with the loss of income and sometimes loss of insurance because of lost income, than the actual cost of care.

[Caustic Burno]

Should people that drink, smoke, dip , and or do drugs be able to get health insurance?? And have my tax dollars help pay for their treatment. I say NO. Make a federal sales tax, with no loop holes and everyone will pay their fair share.
It's to simple and the lawyers won't go for it.

I agree with a sales tax and do away with income tax . If you make it you will spend it . Even those on food stamps and welfare will have to pay the sales tax .

I agree with a sales tax as long as we do away with the IRS and all the employee's on our dime.
It also needs to be a constitutional amendment of the tax rate and Congress can not raise.
Make them live within a budget. We are taxed to death all ready everything we buy has a tax today.
This is one of those issue's than can be as dangerous as wiping your ass with a broken Mason jar.
Remember we are having a logic discussion you elected official is trying to figure out how to break it off in us and make it sound great.
There is a bigger problem here with the thieve's of government that have been stealing from us for decades.
Look at the SS problem today elected official's have been pulling from it for year's putting IOU's in the pot to give to the non-working to buy vote's. If they had left it alone for what it was intended a Supplemental Retirement we could have never spent the money. Money and politician's don't mix well cause it's not their's.

[J&D Cattle]

There is a bigger problem here with the thieve's of government that have been stealing from us for decades.

There should be no such thing as a career politician, term limits need set. So many of these jackoff's have never worked in the real world for an extended period of time. Public servant my a$$. They are pocketing a nice check, dam nice health care, and a wonderful retirement all at our expense while wining, dinning, and screwing the American public!!!

[CottageFarm]

Should people that drink, smoke, dip , and or do drugs be able to get health insurance?? And have my tax dollars help pay for their treatment. I say NO. Make a federal sales tax, with no loop holes and everyone will pay their fair share.
It's to simple and the lawyers won't go for it.

I agree with a sales tax and do away with income tax . If you make it you will spend it . Even those on food stamps and welfare will have to pay the sales tax .

I agree with a sales tax as long as we do away with the IRS and all the employee's on our dime.
It also needs to be a constitutional amendment of the tax rate and Congress can not raise.
Make them live within a budget. We are taxed to death all ready everything we buy has a tax today.
This is one of those issue's than can be as dangerous as wiping your ass with a broken Mason jar.
Remember we are having a logic discussion you elected official is trying to figure out how to break it off in us and make it sound great.
There is a bigger problem here with the thieve's of government that have been stealing from us for decades.
Look at the SS problem today elected official's have been pulling from it for year's putting IOU's in the pot to give to the non-working to buy vote's. If they had left it alone for what it was intended a Supplemental Retirement we could have never spent the money. Money and politician's don't mix well cause it's not their's.

It also needs to be tied to a repeal of the 16th amendment. Without that repeal, the possibility for a reintroduction of an income tax in addition to a sales tax is too great. Most pol's won't put their seat (literally and figuratively) on the line and go with congressional taxing authority without the 16th to fall back on.

[Massey135]

There is a bigger problem here with the thieve's of government that have been stealing from us for decades.

There should be no such thing as a career politician, term limits need set. So many of these jackoff's have never worked in the real world for an extended period of time. Public servant my a$$. They are pocketing a nice check, dam nice health care, and a wonderful retirement all at our expense while wining, dinning, and screwing the American public!!!

That I agree with!

[TexasBred]

There is a bigger problem here with the thieve's of government that have been stealing from us for decades.

There should be no such thing as a career politician, term limits need set. So many of these jackoff's have never worked in the real world for an extended period of time. Public servant my a$$. They are pocketing a nice check, dam nice health care, and a wonderful retirement all at our expense while wining, dinning, and screwing the American public!!!

That I agree with!

Absolutely.

[CottageFarm]

There is a bigger problem here with the thieve's of government that have been stealing from us for decades.

There should be no such thing as a career politician, term limits need set. So many of these jackoff's have never worked in the real world for an extended period of time. Public servant my a$$. They are pocketing a nice check, dam nice health care, and a wonderful retirement all at our expense while wining, dinning, and screwing the American public!!!

If only people would exercise the right they already have to limit a politians term, we wouldn't have to worry about it. The SCOTUS has already ruled on this issue. Setting term limits was deemed unconstitutional based on the fact that the people have the right to vote for whomever they choose. It's also redundant, in that we also have the right to NOT VOTE THEM BACK INTO OFFICE.

[backhoeboogie]

Ya but we put one of them in the white house.

[CottageFarm]

I know, but it's not quite right to blame a politian for taking advantage of the stupidity of the electorate.
We still have the ultimate authority. If everyone stopped voting for the guy who's promising everyone something for nothing and instead voted based on the concept of limited Federal authority, and increased State & Local authority, we would have some chance of surviving. Until that happens, it's just a sinking ship.

[Caustic Burno]

I know, but it's not quite right to blame a politian for taking advantage of the stupidity of the electorate.
We still have the ultimate authority. If everyone stopped voting for the guy who's promising everyone something for nothing and instead voted based on the concept of limited Federal authority, and increased State & Local authority, we would have some chance of surviving. Until that happens, it's just a sinking ship.

I totally agree.
There is just one small problem you are never going to get the liberal who is sucking on the government tit to vote that way. As long as he can draw housing, food stamp's, welfare check all without working you will never convince him there is a better way. Life is good living off us. We need to do away with the electoral college and go to the popular vote we don't have much of a chance or give each state the same number of vote's.